Insurance Basics

Baseball Season Is Back… So Are Broken Windshields It’s a Saturday in Central Texas. Kids are playing.Parents are cheering. Then you hear it… That sweet sound of the ball hitting the bat in just the right spot. The crowd is cheering, the parents are overly excited, and then you hear a second crack from the parking […]

Why Did My Auto Insurance Go Up (Even Though Nothing Changed)? It’s one of the most common conversations I’ve had lately. Someone gets their renewal. Looks at the price. Then says the same thing. “Nothing changed… so why did my insurance go up?” If your rate went up recently, you are not alone. Before we

Sola Deductible Coverage: Protect Your Home From Large Wind and Hail Deductibles Before we get into the details, here is the most important part. If you want to see whether your wind and hail deductible can be covered, request a quote now: https://www.solainsurance.com/get-quote/brian@centexins.com In many cases, homeowners can cover their deductible for less than $75

Your Teen Just Got Their Permit: Now What?? Getting a learner’s permit is a big moment. For your teenager, it feels like freedom is right around the corner. For parents, it can feel like excitement mixed with a little bit of panic. One day you are driving them everywhere. The next day they are sitting

Hail and Your Car: What to Expect from Your Auto Insurance Storm season in Central Texas does not just test your roof. It tests your windshield, your hood, and your patience. If you have lived in McGregor, Waco, Crawford, Hewitt, or Woodway for any amount of time, you have probably seen parking lots full of

The Right Insurance Agent Can Make or Break a Closing If you have ever sat at a closing table in Central Texas, you know how many moving parts are involved. Buyers are excited. Realtors are watching timelines closely. Lenders are working through final numbers. Everyone wants the same thing. A smooth closing day. But there

Cen-Tex Insurers 6 years in   Yesterday Facebook threw me a reminder that caught me off guard. It said my anniversary was coming up. My first thought was, “That’s in June… but thanks for the heads up.” Then I looked closer. It was not talking about a wedding anniversary. It was talking about six years

Coffee with Friends is usually laid back. Sometimes it is just about coffee. Sometimes it is about Texas weather. Today it is about something that can cost you real money. If you own a home in or around McGregor, your roof gets tested every year. Strong winds push across the region. Hail can move quickly